West Fargo, Fargo, Moorhead, the surrounding towns, and the lakes. One metro, two states, and a set of differences worth understanding before you pick a side of the river.
People tend to talk about Fargo-Moorhead like it's one place. It mostly behaves like one, until you start buying a house. Then the differences show up fast: property taxes work differently on either side of the river, special assessments are a much bigger factor in some cities than others, and the housing stock in each one came from a different era.
These guides cover the markets where most of my business happens, and what actually changes from one to the next. More are on the way. If you're looking somewhere I haven't written up yet, just ask.
Newer housing, active new construction, and the special assessments that make two identically priced houses cost different amounts to own. Six neighborhood guides underneath it.
The biggest city in the state and the most variety in the metro. New construction on the south side, character homes and mature trees up north, lofts downtown. The trick is working out which Fargo you want.
The Minnesota side of the metro, where crossing the river changes your property taxes, your closing paperwork and your school district. Plus what the flood protection work did to the insurance picture.
That's a better conversation to have early than after you've fallen for a house. Tell me what you're trying to do and I'll tell you where I'd look.
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